Privacy Policy

1. Information We Collect

We collect the categories of information described below, some of which is nonpublic personal information under GLBA.

Identifiers

• Name, email address, phone number, and mailing address
• IP address, device identifiers, and similar online identifiers

Property and Investment Information

• Property address, property type, and project description
• Loan purpose, loan amount, timeline, and investment experience

Financial Information

• Information you share with us about income, assets, credit, or existing liens that is relevant to your financing inquiry
• We do not request Social Security numbers or full financial account numbers through this website

Usage Data

• Pages viewed, referring URL, approximate location, browser and device information, and information collected by cookies and similar technologies

Communication Records

• Records of your submissions, calls, texts, emails, and consent elections (including timestamps of your TCPA consent)

2. How We Use Your Information

We use your information to operate and improve our service, including to:

• Evaluate your inquiry through our underwriting team who may be able to provide financing
• Communicate with you about your inquiry and our service
• Maintain records of consent, prevent fraud, secure our systems, and comply with law
• Measure performance, improve the site, and tailor content

3. How We Share Your Information (GLBA Disclosure)

Consistent with GLBA and its implementing regulations, we share nonpublic personal information as described below.

• Internal underwriting: When you submit an inquiry, we share your information by our underwriting team so they can evaluate and respond to your request. Current loan program details are available upon request.
• Service Providers: Vendors who provide hosting, analytics, email and SMS delivery, CRM, security, anti-fraud, and similar services on our behalf, under contractual confidentiality and use restrictions.
• Legal and Safety: When required by law, subpoena, court order, or to protect rights, property, or safety of users or others; to comply with regulatory inquiries; and to investigate fraud or abuse.
• Business Transfers: In connection with a merger, financing, acquisition, reorganization, bankruptcy, or sale of assets, information may be transferred as part of that transaction.

We do not sell your personal information.

4. Your Right to Limit Sharing

Submitting an inquiry through this website authorizes us to share the information you provide by our underwriting team for the purpose of responding to your request. This sharing is necessary to deliver the service you are requesting.

To limit further sharing for marketing beyond responding to your inquiry, or to ask that we stop sharing your information with additional our lending team, contact us using the details in Section 10. You may also:

• Reply STOP to any text message to opt out of SMS
• Ask to be removed from phone or email outreach by calling or emailing us

5. Data Security

Consistent with the FTC Safeguards Rule under GLBA, we maintain an information security program with administrative, technical, and physical safeguards designed to protect the confidentiality, integrity, and availability of customer information. Our program includes, as appropriate:

• Encryption of personal information in transit
• Access controls and authentication for authorized personnel
• Vendor due diligence and contractual safeguards
• Monitoring, logging, and incident response procedures
• Periodic review and updates as threats and technology evolve

No system is perfectly secure. We encourage you to use strong, unique passwords and to protect the devices you use to contact us.

6. Your Choices

Subject to applicable law, you can:

• Access: Request a copy of the personal information we hold about you.
• Correct: Ask us to correct inaccurate or incomplete information.
• Delete: Ask us to delete information we maintain, subject to legal retention obligations.
• Opt out of SMS: Reply STOP to any text message.
• Opt out of phone outreach: Tell the caller to place you on our internal do-not-call list, or contact us using Section 10.
• Opt out of email: Use the unsubscribe link in any commercial email, or contact us.

7. Children's Privacy

This site is intended for adults aged 18 and older. We do not knowingly collect personal information from children under 13. If you believe a child has provided us personal information, contact us and we will take steps to delete it.

8. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this page. Material changes will be communicated through reasonable means.

9. A current loan program details

Current loan program details are available upon request. Contact us using the details below.

10. Contact

For questions about this Privacy Policy or to exercise your choices, contact: